Easywealth Invest · The flagship
Invest for your home, together.
A platform Easywealth is building so people could share in carefully chosen properties: their share of the rent actually received, a vote on when to sell, and a way out when they want one.
Easywealth Invest is not available and is not authorised or regulated by the Financial Conduct Authority. Nothing on this website is an offer, invitation or inducement to invest, or financial advice. It describes how the service is designed; it would only launch once all the authorisation and protections it needs are in place. The value of investments can fall as well as rise.
Screens from the Easywealth app in development, with test data. The token price shown is simulated.
1 · The idea
Property, without buying a whole building.
People would join a pool for one property. The pool raises the full price before anything is bought. Everyone in it shares the rent actually received, after costs, in proportion to what they put in, and votes when a buyer makes an offer.
Tokenisation, simply: instead of a deed in your name, your place in a pool is recorded as a share of that pool’s rent and sale proceeds. Pools are joined, and exits paid, in Token A, Easywealth’s own token. It’s a contractual share, not ownership of the property.
Discover
L4S, the property engine, finds and scores opportunities in the UK, the UAE and the USA.
Vote
The community votes on which properties go ahead as pools.
Join a pool
After identity checks, participants commit Token A. The pool raises the full purchase price before anything is bought.
Earn rent
Rent actually received, after costs, is shared out by each person’s share.
Sell or leave
Participants vote on sale offers, or leave at any time through the exit reserve.
Try it
See how the numbers would work.
Illustration only. Example numbers you choose; not a forecast, an offer or past performance.
1.00%
of the pool, so 1.00% of the rent it receives and of its sale proceeds, after costs. The pool only buys once the full amount is raised.
In the design, amounts are committed in Token A, Easywealth’s own token; pounds are used here to keep the example simple. A share is a contractual share of a pool’s economics, not legal ownership of the property.
£9.00
would be this participant’s share that month: (rent received − costs) × share. If no rent is received, nothing is paid; rent owed but unpaid is never paid out of company money.
1,000 Token A
is what an exit would return: the same quantity, from the exit reserve. What that is worth in pounds depends on Token A’s market price at the time, which isn’t guaranteed, and Token A may be hard to sell.
| Example Token A price | Value of the Token A returned |
|---|
On exit, the participant’s future rent, sale and voting rights pass to Easywealth, so Easywealth can gain from an exit. It must not pressure anyone to leave.
2 · Pools
One property, one pool
Each pool is for a single property and raises its full price, including costs, before buying. That money is ring-fenced for the purchase; if it completes under budget, the surplus goes back to participants with the first rent.
3 · Taking part
Checked, then committed
A participant’s identity would be checked first. They then commit Token A to a pool. Once the pool completes, their commitment is fixed: Easywealth can’t ask for more.
4 · Choosing properties
Data first, then a vote
L4S scores each opportunity on its value and local market. The best go to a community vote, and only properties that win become pools.
5 · Rent
Only rent that’s actually received.
When rent comes in, the property’s costs are paid and the rest is shared by each participant’s share of the pool. Estimates are never paid out as income, and rent that is owed but unpaid isn’t topped up from company money.
6 and 7 · Selling and voting
A sale is the participants’ decision.
- A buyer makes an offer for the property.
- Three independent valuations are put in front of participants.
- Voting only opens if every active participant would come out ahead in pounds (the Net Positive rule).
- The sale needs at least 50% of participants’ votes. Easywealth, as manager, is left out of the participant vote.
8 · Fees and costs
Not set yet. Published in full first.
Easywealth Invest’s fees haven’t been decided. They would be published in full, with every other term, before anyone could take part. Property running costs (management, repairs, insurance) come out of rent before it’s shared.
9 · Leaving and liquidity
Leave any time, in Token A.
A participant could leave at any time. Leaving returns the exact quantity of Token A recorded for their position, from an exit reserve built from Easywealth’s own income, and their share passes to Easywealth. There’s no guarantee what that Token A is worth, or that it can be sold quickly.
If exit cover falls short, Survival Mode can pause new pools and restrict distributions until it’s rebuilt.
How the exit reserve is designed to grow
- Fees and Easywealth's share of rent
- Token A bought back
- Exit reserve grows
- Every exit covered
- Confidence for new pools
Buy-backs are paid only from Easywealth's own income, never from money in the pools. If exit coverage falls short, Survival Mode can pause new pool funding and restrict distributions until it's rebuilt.
10 · Risks and protections
What isn’t promised, and what is.
You could get back less than you put in, or find Token A hard to sell. These lists come from the app’s own risk disclosures.
Not promised
- No guaranteed Token A price
- Easywealth would not guarantee, peg, insure or defend a price, and would not sell productive property to support it.
- No guaranteed liquidity
- There is no promise of a buyer, or of being able to trade at any particular moment.
- No guaranteed property growth
- Property values can fall as well as rise.
- No guaranteed rental income
- Only rent actually received is shared. Rent that is owed but unpaid is not paid out of company money.
- No guaranteed date for full exit cover
- Unless Easywealth formally commits to a specific recovery, there is no promised date for reaching full cover of exits.
- No automatic conversion if Token A becomes hard to sell
- An exit is still paid in Token A. It does not become a right to pounds or to property.
- No shares and no property title
- A pool position gives contractual economics. It is not Easywealth shares and not a deed or land-registry title.
Protections in the design
- Your commitment is finite
- Once a pool completes, Easywealth cannot ask you for more money. Ordinary uninsured repair shortfalls are Easywealth’s to bear.
- An exit returns the exact Token A quantity owed
- A quantity, not a value: it doesn’t shrink because Token A rose, or grow because it fell.
- A sale needs every participant to come out ahead
- An ordinary sale cannot go ahead while any active participant would still be down in pounds.
- Easywealth cannot force you out
- There is no way to remove you from a pool, and no bonus is paid for leaving.
- Pool money is ring-fenced
- Money raised for a property is tied to that purchase. If it completes under budget, the surplus comes back to participants.
- Terms can’t be rewritten afterwards
- Each pool is governed by the contract version in force when it completed.
Under stress
| If… | The design’s response | The risk that remains |
|---|---|---|
| Token A falls sharply | Property is not sold to defend the price; rent and operations continue. | Market confidence and liquidity can still collapse. |
| Property values fall 30–40% | No forced sale on a valuation alone; properties are held and let where that is sensible. | Refinancing and loan terms can get worse. |
| Rent falls or homes stand empty | Only rent actually received is shared; Easywealth manages the costs. | Income and the build-up of exit cover slow down. |
| Many participants leave at once | Token A is returned and those positions end. | Exit cover can fall while it’s below target. |
| Too much borrowing | Fees and Easywealth’s rent are put towards paying debt down; Survival Mode can halt new pools. | A lender could still force a sale. |
Conflict of interest: when a participant leaves, their future rent, sale and voting rights pass to Easywealth, so Easywealth can gain from an exit. It must not pressure anyone to leave, withhold information, or offer any bonus for leaving.
11 · Regulatory status
Not authorised. Not available. Not an offer.
Easywealth Ltd is not authorised or regulated by the Financial Conduct Authority, and the Financial Services Compensation Scheme (FSCS) would not protect this design.
Easywealth Invest isn’t available and accepts no money. Nothing on this website is an offer, a prospectus, a financial promotion, an invitation or inducement to invest, or financial advice.
No pool or Token A product would accept money until its legal classification, any permissions it needs, custody, participant contracts and disclosures are resolved for the country concerned. This page describes how the service is designed, and the design can change.
12 · Questions
Easywealth Invest FAQs.
Is Easywealth Invest open?
No. Easywealth Invest is in development. It isn’t available, it doesn’t accept money, and nothing on this website is an offer or an invitation to invest.
What is Token A?
Token A is Easywealth’s own digital token, used in the design to join pools and to pay exits. Its market price isn’t guaranteed and it may be hard to sell. Prices shown in the app today are simulated test data.
Would I own the property?
No. A pool position is a contractual share of that pool’s rent and sale proceeds. It isn’t legal title to the property and it isn’t shares in Easywealth Ltd.
Is it regulated or protected?
Easywealth Ltd is not authorised or regulated by the Financial Conduct Authority, and the Financial Services Compensation Scheme (FSCS) would not cover this design. It would only launch once its legal classification, any permissions it needs, custody, participant contracts and disclosures are in place for each country.
What would it cost?
Fees haven’t been set. They would be published in full, before anyone could take part, alongside the other terms.
Which countries?
The property engine, L4S, looks at opportunities in the UK, the UAE and the USA. Where Easywealth Invest might first be offered depends on the legal and regulatory work for each country.
Is it Sharia-compliant?
That would be assessed part by part through qualified independent review. No blanket claim of compliance is made.
13 · Where it is today
Being built, with test data.
The Easywealth app, the L4S property engine and the pools are being designed and tested. Nothing is open, and the figures in the app are test data. DOMI, Easywealth’s home services marketplace, is the first business to reach final testing.